Waterloo is a city in Southern Ontario, Canada. It is the smallest of three cities in the Regional Municipality of Waterloo (and previously in Waterloo County, Ontario), and is adjacent to the city of Kitchener.

Waterloo has a humid continental climate of the warm summer subtype, this means that there are large seasonal differences, usually very warm to hot (and humid) summers and cold (to very cold) winters. Compared to the rest of Canada, it has moderate weather. Winter temperatures generally last from the middle of December until the middle of March, while summer temperatures generally occur between the middle of May to close to the end of September. Temperatures can exceed 30℃ (86℉) several times a year. Waterloo has approximately 140 frost-free days per year.

Waterloo has a strong knowledge- and service-based economy with significant insurance and high-tech sectors as well as two universities. The city's largest employers are Sun Life Financial, the University of Waterloo, Manulife Financial, BlackBerry, Sandvine and Wilfrid Laurier University.

The city is also home to three well-known think tanks – the Perimeter Institute for Theoretical Physics, an advanced centre for the study of foundational, theoretical physics and award-winning educational outreach in science; the Institute for Quantum Computing, based at the University of Waterloo, which carries out innovative research in computer, engineering, mathematical and physical sciences; and the Centre for International Governance Innovation, an independent, nonpartisan think tank that addresses international governance challenges.

The city is part of Canada's Technology Triangle (CTT), a joint economic development initiative of Waterloo, Kitchener, Cambridge and the Region of Waterloo that markets the region internationally. Despite its name, CTT does not focus exclusively on promoting technology industries, but on all aspects of economic development.

Waterloo has a strong technology sector with hundreds of high-tech firms. The dominant technology company in the city is BlackBerry, makers of the BlackBerry, which has its headquarters in the city and owns several office buildings near the University of Waterloo's main campus.

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